KFB Kentucky Farmers Bank
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Deposits

Hometown Checking - Basic
HometownChecking - Plus
Business Checking

tHometown Interest
Regular Savings

Money Market
CDs
IRAs
REGULAR CHECKING ACCOUNTS
Hometown Checking – Basic
open an account
 
  • $50 minimum opening deposit
  • No minimum balance
  • Unlimited check writing
  • No monthly service charge fee
  • Free monthly statement (no check images - $2.00 a month with images)
  • Free internet banking
  • Free bill pay
  • Unlimited debit card transactions
  • Unlimited KFB owned ATM transactions
  • Non KFB owned ATM transaction fees are @1.00 each withdrawal and $.50 for each balance inquiry
  • 55 and over receive free specialty paper checks
  • Apply Online
Hometown Checking – PLUS
open an account
 
  • $50 minimum opening deposit
  • No minimum balance
  • Unlimited check writing
  • No monthly service charge fee
  • Free monthly statement with check images
  • First check order free – safety paper only (1 box)
  • Two free Cashiers Checks a month
  • Certificate of Deposit premiums
  • Loan discounts
  • Free internet banking
  • Free bill pay
  • Unlimited debit card transactions
  • Unlimited KFB owned ATM transactions
  • Two free non KFB owned ATM transactions a month
  • Non KFB owned ATM transaction fees are @1.00 each withdrawal and $.50 for each balance inquiry
  • One free card replacement
  • Sweeps from other accounts available
  • 55 and over receive free specialty paper checks
  • Apply Online

Requires one of the following:

  • Direct Deposit
  • Monthly bill pay activity
  • AFT loan payment
  • Or two other KFB products
Business Checking
open an account
 
  • $100 minimum opening deposit
  • Unlimited check writing
  • No monthly service charge fee for balances over $500
  • $3.00 monthly service charge fee for balances of $300 to $499
  • $4.00 monthly service charge fee for balances of $100 to $299
  • $5.00 monthly service charge fee for balances under $100
  • Unlimited debit card transactions
  • Unlimited KFB owned ATM transactions
  • Non KFB owned ATM transactions fees are $1.00 each withdrawal and $.50 for each balance inquiry
  • Apply Online
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INTEREST BEARING CHECKING ACCOUNTS
Hometown Interest Checking
open an account
 
  • Tiered rates
  • No maintenance fee if monthly average balance is above $1,000 ($10.00 if below)
  • $1000 minimum opening deposit
  • Unlimited check writing
  • Free monthly statement with check images
  • Free checks – specialty paper only (1 box per order – 2 box a year limit)
  • Unlimited free Cashiers Checks
  • Certificate of Deposit premiums
  • Loan discounts
  • Free internet banking
  • Free bill pay
  • Unlimited debit card transactions
  • Unlimited KFB owned ATM transactions
  • Two free non KFB owned ATM transactions a month
  • Non KFB owned ATM transaction fees are @1.00 each withdrawal and $.50 for each balance inquiry
  • Free card replacements
  • Sweeps from other accounts available
  • 55 and over receive free specialty paper checks
  • Apply Online
 
Regular Savings Account Try our Simple Savings and Compound Savings Calculators open an account
 
  • $100 minimum opening deposit ($50 for Students)
  • Earns interest at current Statement Savings rate
  • Interest credited to account quarterly
  • No interest is earned each day the balance is less than $100
  • No service fees
  • Limited to six transfers per month
  • Apply Online
Money Market Account
open an account
 
  • $1,000 minimum opening deposit
  • Earns interest at current Money Market rate
  • Interest credited to account monthly
  • $10.00 service fee if balance falls below $1,000
  • No service fees
  • Limited to six transfers per month
  • Limited to three checks, draft or similar order to third party per month
  • Apply Online
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CERTIFICATES OF DEPOSIT
 
Try our Simple Savings and Compound Savings Calculators open an account
 
  • Minimum opening deposits as low as $1,000
  • Terms ranging from three months to five years
  • Competitive rates
  • Interest payments by check, deposit to account or compounded*
  • Substantial penalties for early withdrawal may apply
  • Apply Online

*Certain limitations apply

 
INDIVIDUAL RETIREMENT ACCOUNT
 
Try our Simple Savings and Compound Savings Calculators open an account
 
  • Tradition IRA
  • ROTH IRA
  • Fixed or variable rates available
  • Minimum opening deposits as low as $1,000
  • $250 minimum opening deposit for variable rate accounts
  • Terms ranging from three months to five years
  • Substantial penalties for early withdrawal may apply
  • Apply Online
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