• $50 minimum opening deposit
• No minimum balance
• Unlimited check writing
• No monthly service charge fee
• Free monthly statement (no check images - $2.00 a month with images)
• Free internet banking
• Free bill pay
• Unlimited debit card transactions
• Unlimited KFB owned ATM transactions
• Non KFB owned ATM transaction fees are @1.00 each withdrawal and $.50 for each balance inquiry
• 55 and over receive free specialty paper checks
• Apply Online

• $50 minimum opening deposit
• No minimum balance
• Unlimited check writing
• No monthly service charge fee
• Free monthly statement with check images
• First check order free – safety paper only (1 box)
• Two free Cashiers Checks a month
• Certificate of Deposit premiums
• Loan discounts
• Free internet banking
• Free bill pay
• Unlimited debit card transactions
• Unlimited KFB owned ATM transactions
• Two free non KFB owned ATM transactions a month
• Non KFB owned ATM transaction fees are @1.00 each withdrawal and $.50 for each balance inquiry
• One free card replacement
• Sweeps from other accounts available
• 55 and over receive free specialty paper checks
• Apply Online

Requires one of the following:

• Direct Deposit
• Monthly bill pay activity
• AFT loan payment
• Or two other KFB products

• $100 minimum opening deposit
• Unlimited check writing
• No monthly service charge fee for balances over $500
• $3.00 monthly service charge fee for balances of $300 to $499
• $4.00 monthly service charge fee for balances of $100 to $299
• $5.00 monthly service charge fee for balances under $100
• Unlimited debit card transactions
• Unlimited KFB owned ATM transactions
• Non KFB owned ATM transactions fees are $1.00 each withdrawal and $.50 for each balance inquiry
• Apply Online

• Tiered rates
• No maintenance fee if monthly average balance is above $1,000 ($10.00 if below)
• $1000 minimum opening deposit
• Unlimited check writing
• Free monthly statement with check images
• Free checks – specialty paper only (1 box per order – 2 box a year limit)
• Unlimited free Cashiers Checks
• Certificate of Deposit premiums
• Loan discounts
• Free internet banking
• Free bill pay
• Unlimited debit card transactions
• Unlimited KFB owned ATM transactions
• Two free non KFB owned ATM transactions a month
• Non KFB owned ATM transaction fees are @1.00 each withdrawal and $.50 for each balance inquiry
• Free card replacements
• Sweeps from other accounts available
• 55 and over receive free specialty paper checks
• Apply Online

• $100 minimum opening deposit ($50 for Students)
• Earns interest at current Statement Savings rate
• Interest credited to account quarterly
• No interest is earned each day the balance is less than $100
• No service fees
• Limited to six transfers per month
• Apply Online

• $1,000 minimum opening deposit
• Earns interest at current Money Market rate
• Interest credited to account monthly
• $10.00 service fee if balance falls below $1,000
• No service fees
• Limited to six transfers per month
• Limited to three checks, draft or similar order to third party per month
• Apply Online

• Minimum opening deposits as low as $1,000
• Terms ranging from three months to five years
• Competitive rates
• Interest payments by check, deposit to account or compounded*
• Substantial penalties for early withdrawal may apply
• Apply Online

*Certain limitations apply

• Tradition IRA
• ROTH IRA
• Fixed or variable rates available
• Minimum opening deposits as low as $1,000
• $250 minimum opening deposit for variable rate accounts
• Terms ranging from three months to five years
• Substantial penalties for early withdrawal may apply
• Apply Online