Account

Minimum Opening Deposit

Interest
Rate

APY

Compounds

IRA CD

$2,000

-- --

Quarterly

3 Month CD

$1,000

0.10

0.10

Maturity

6 Month CD

$1,000

0.20

0.20

Quarterly

12 Month CD Special $1,000

2.48
up to 3.48*

2.50
up to 3.53*
Quarterly
12 Month CD

$1,000

1.00

1.00

Quarterly

15 Month CD $1,000 2.28 2.30 Quarterly
18 Month CD

$1,000

1.10

1.10

Quarterly

24 Month CD

$1,000

1.19

1.20

Quarterly

36 Month CD

$1,000

1.44

1.45

Quarterly

48 Month CD

$1,000

1.84

1.85

Quarterly

60 Month CD

$1,000

2.43

2.45

Quarterly

 
Savings Bonds For savings bond redemption rates, click here.

Above rates apply to customers who qualify.

APY's (Annual Percentage Yields) are accurate as of 11/23/2018. Rates may change before or after an account is opened. Fees could reduce earnings on an account. For Traditional CDs, a penalty may be imposed for early withdrawal.

No monthly Add Ons. No monthly checks or credits on Certificates under $10,000.00 . Rate -.50 on any CD with int. checks written.

*The interest rate on this account is 2.480% with an annual percentage yield of 2.50%. You will be paid this rate until next maturity. The account is eligible for up to four, onetime 0.25% rate bumps (for a maximum 3.48% rate, 3.53% APY), if any of the qualifying events listed on the Qualifying Events post card, given at initial account opening, are completed and the post card is postmarked by 3/31/2019. Interest will compound quarterly. All qualifying events must be marked as completed on a Qualifying Event postcard submitted or postmarked to KFB by 3/31/19. Bumps will not be given until the Qualifying Event postcard, provided to you at account opening, has been submitted to KFB.