Checking

Kentucky Farmers Bank has been a growing bank since 1931...

... and we would love to have you join us! In order to qualify for an account with us we will need an opening deposit and two forms of ID as well as a clear history on ChexSystems.  

You may view a list of our accepted forms of ID's for either individuals, businesses or entities here.

Checking

Our Checking account requires an eStatement and includes free online banking, mobile banking, and BillPay, unlimited check writing and debit transactions, as well as access to over 35,000 free ATM's across the country.

  • $50.00 minimum opening deposit
  • No minimum balance requirement
  • No monthly service fee
  • First check order free*
  • Customizable debit card for only $5!
  • Non KFB owned or Money Pass ATM transaction fees are $1.00 for each withdrawal and $.50 for each balance inquiry

*Select, single styles only.

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Statement Checking 

Our Statement Checking account includes a paper statement with images and free online banking, mobile banking, and BillPay, unlimited check writing and debit transactions, as well as access to over 35,000 free ATM's across the country.

  • $50.00 minimum opening deposit    
  • No minimum balance requirement
  • $5.00 monthly service fee
  • First check order free*
  • Customizable debit cards for only $5!
  • Non KFB owned or Money Pass ATM transaction fees are $1.00 for each withdrawal and $.50 for each balance inquiry

*Select, single styles only.

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Interest Checking

Our Interest Checking account is for customers looking to earn interest on tier checking account balance. It includes free online banking, mobile banking, and BillPay, unlimited check writing and debit transactions, as well as access to over 35,000 free ATM's across the country.

 

  • $1,000.00 minimum opening deposit
  • Tiered rates
  • No monthly service fee if monthly average balance is above $1,000.00*
  • Free checks**
  • Non KFB owned or Money Pass ATM transaction fees are $1.00 for each withdrawal and $.50 for each balance inquiry
  • Free card replacements upon request - customized for only $5!
  • View our current rates here
*$10.00 if below
** Select, single styles only. Limit 2 boxes per year.
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BankOn Checking 

KFB is a member of BankOn Northeast Kentucky which provides financial education and second chances to those with poor or limited credit history. Upon completion of a free Money Matter$ class, a BankOn Checking account may be opened for you. It includes free online banking, mobile banking, and BillPay, unlimited check writing, as well as access to over 35,000 free ATM's across the country.

  • $50.00 minimum opening deposit
  • No minimum balance requirement
  • No monthly service fee
  • Forgiveness of one set/day of overdraft or NSF fees
  • Alternative IDs are acceptable
    (CAReS in the Neighborhood will assist with a state issued ID for those who qualify)
  • Free ATM card - debit cards only available after 1 year of positive account history

*Fraud cases are not eligible for this account.

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Specialty Checking

Our Specialty Checking account is for customers 55+ years of age. It includes free online banking, mobile banking, and BillPay, unlimited check writing and debit transactions, as well as access to over 35,000 free ATM's across the country.

  • $50.00 minimum opening deposit
  • No minimum balance requirement
  • No monthly service fee
  • Free monthly paper statement with images
  • Free checks*
  • Customizable debit card for only $5!
  • Non KFB owned or Money Pass ATM transactions fees are $1.00 for each withdrawal and $.50 for each balance inquiry

*Select, single styles only. Limit 2 boxes per year.

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Money Market

Our Money Market account offers interest on all daily balances over $750.00. It includes free online banking, mobile banking, and BillPay, as well as access to over 35,000 free ATM's across the country.

  • $1,000.00 minimum opening deposit
  • Interest credited to account monthly
  • No monthly service fee if daily balance is above $1,000.00*
  • First check order free**
  • Customizable debit card for only $5!
  • Reg D limit to 6 transfers/withdrawals per month
  • Non KFB owned or Money Pass ATM transaction fees are $1.00 for each withdrawal and $.50 for each balance inquiry
  • View our current rates here

*$10.00 if below
**Select, single styles only.

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