Savings

Kentucky Farmers Bank has been a growing bank since 1931...

... and we would love to have you join us! In order to qualify for an account with us we will need an opening deposit and two forms of ID as well as a clear history on ChexSystems.

You may view a list of our accepted forms of ID's for either individuals, businesses or entities here.

Try our Simple Savings and Compound Savings Calculators

 

Savings

Our Savings account is for customers looking to earn interest on tier balances while they save for the future. It includes free online banking, mobile banking, and BillPay, as well as access to over 35,000 free ATM's across the country.

  • $50.00 minimum opening deposit
  • No monthly service fee*
  • No minimum balance requirement
  • Earns interest for each day the account balance is above $100.00
  • Interest credited to account quarterly
  • Free ATM card - customizable for only $5!
  • Non KFB owned or Money Pass ATM transaction fees are $1.00 for each withdrawal and $.50 for each balance inquiry
  • Reg D limit of six transfers/withdrawals per month
  • View our current rates here

*$2.00 for a paper statement with images

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Student Savings

Our Student Savings account is for any student 25 years of age or younger. We offer free online banking, mobile banking, and BillPay, as well as access to over 35,000 free ATM's across the country.

$25.00 Rewards for               K-5              Perfect Attendance
                                 6-12             GPA > 3.5
                                  College        Dean's List

  • Only $5.00 minimum opening deposit
  • No monthly service fee
  • No minimum balance requirement
  • Earns interest on ANY balance - credited to account quarterly
  • First custom ATM card free!
  • Non KFB owned or Money Pass ATM transaction fees are $1.00 for each withdrawal and $.50 for each balance inquiry
  • Reg D limit of 6 transfers/withdrawals per month
  • View our rates here

*Reward deposited after presentation of documentation. Limit 2 rewards per year. Report cards dated prior to account opening are not applicable for reward.

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Certificate of Deposit

We have a wide variety of CD terms and rate tiers to offer our customers. All come with free online and mobile banking access to monitor balances and watch your money grow. Substantial penalties may apply for early withdrawal.

  • $1,000.00 minimum opening deposit
  • No monthly service fee
  • Interest earned is paid by check, deposit, or can be compounded*
  • Terms range from 3 months to 5 years
  • View our current rates here

*Limitations may apply.

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Individual Retirement

We offer both Traditional and Roth IRA's with a variety of terms and rate tiers. All types come with free online and mobile banking to access and monitor balances and watch your money grow. Substantial penalties may apply for early withdrawal.

  • $250.00 minimum opening deposit for variable rates
  • $1,000.00 minimum opening deposit to lock in a fixed rate
  • Interest paid by check, deposit, or can be compounded*
  • Terms range from 3 months to 5 years
  • View our current rates here

*Limitations may apply.

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